Tuesday, September 23, 2008

FHA Loan Changes

I mentioned earlier that many of the changes to FHA would be clearer in the near future and some of those changes are being presented now.
Here is what we have so far:

The base loan amount will be 96.5% of the sales price (as long as the house appraises for at least the sales price).
The closing costs/prepaids up to 6% of the sales price can be rolled into the price, appraisal permitting.
Any buyer paid closing costs will not be applied to reach the 3.5% down payment threshold….If buyer is paying closing costs they will be in addition to the 3.5% down payment.
I will continue to keep you updated!


tricia


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